Wealth management adviser Paris 15th arrondissement
The 15th arrondissement is one of the most populous and dynamic in Paris, home to a high concentration of senior executives, self-employed professionals and entrepreneurs. ASTERALE serves this discerning clientele from its Arcueil office, fifteen minutes from the 15th via the T3 tramway or by car. Our approach: open-architecture, 360° wealth advice from €500,000 in total assets, with particular attention to TNS business owners and senior executives.
Senior executives, self-employed professionals and entrepreneurs of the 15th
The 15th arrondissement is home to a working, wealth-holding population unique in Europe: healthcare-sector head offices (Necker, Vaugirard), business districts (Issy-les-Moulineaux nearby), major tech and consulting firms. Its residents are typically professionals in the wealth-building phase (40-55) or the optimisation phase (55-70): senior executives with stock options and BSPCE, owners of mid-caps and SMEs, hospital and private-practice physicians of the Necker-Vaugirard district, legal and consulting professionals. The key issues: tax optimisation, retirement planning, succession, and structuring real estate holdings.
A typical client case in the 15th
Julien, 49, chief financial officer of a tech scale-up, married to Élise (HR manager at a large group), two children in secondary school, a four-room apartment on rue de la Convention (€1.1M). Combined income: €285,000 a year (45% TMI marginal tax bracket), stock options worth €480,000, employee savings of €95,000, life insurance of €180,000. No additional income-protection cover. ASTERALE put in place: a PER (retirement savings plan) for each spouse (tax saving of €40,000 a year), executive income-protection cover for Julien, a progressive investment plan into a PEA and SCPI held in split ownership to prepare for retirement, and an optimised timetable for exercising the stock options. Annual tax saving: €40,000; projected additional retirement capital: +€1.4M.
The ASTERALE approach for the 15th arrondissement
Optimising high incomes
Senior executives in the 41-45% TMI bracket, TNS business owners, stock options, BSPCE, RSUs: we master tax optimisation for every highly remunerated profile.
Advice alongside your bank
We complement your existing banking relationship without replacing it. Our role is to bring the outside perspective and sophistication a retail bank cannot offer.
Specialised retirement planning
PER, Madelin, Article 83, executive income protection, income-producing real estate: we build a long-term, tax-optimised retirement strategy.
360° wealth architecture
We address your wealth in its entirety: financial, real estate, business assets, succession, protection, retirement, everyday taxation.
360° wealth expertise at your service
Financial investments
Life insurance, PER, PEA, capitalisation contracts, securities accounts, discretionary management.
Real estate investments
SCPI, LMNP, Malraux, Déficit foncier, bare ownership, Monuments historiques.
Tax optimisation
Income tax, IFI (wealth tax), capital gains, family holding companies, contribution-sale structures, pacte Dutreil.
Retirement & protection
PER, Madelin, article 83, TNS income protection, spouse protection, supplementary cover.
Succession
Gifts, ownership splitting (démembrement), pacte Dutreil, life insurance for estate planning.
Business owners & self-employed
Executive remuneration, business sales, holding companies, OBO, corporate cash management.
FAQ — Paris 15th arrondissement (Vaugirard, Convention, Beaugrenelle)
Do you travel to the 15th arrondissement?
Yes, we come to your home or office anywhere in the 15th (Vaugirard, Convention, Beaugrenelle, Pasteur, Necker, Front de Seine). Meetings can also be held at our Arcueil office, 15 minutes away by car.
Are you experienced with stock options and BSPCE?
Yes. We regularly advise senior executives of scale-ups and large groups on the tax-efficient exercise of their stock options, BSPCE (founder warrants), RSUs and free shares.
Do you work with self-employed medical professionals?
Yes, it is one of our core specialities: hospital physicians, private-practice doctors, dentists, physiotherapists. TNS (self-employed) status, Madelin, SELARL, transfer of the patient base, management of the practice's SCI.
What is the minimum threshold to engage you?
Total assets from €500,000, or annual income from €200,000 for younger executives in the wealth-building phase.
How does the engagement unfold?
A free initial meeting (1 hour), then a comprehensive wealth review (a personalised study with detailed figures), then a phased implementation strategy with annual follow-up.
Sébastien Bailly
Wealth management adviser · Founder of ASTERALE
Open-architecture firm in Arcueil & Paris — bespoke advice for private clients and business owners from €500,000 in assets. A holistic wealth approach, tax engineering, and rigorous selection of the finest investment vehicles.
A first conversation — confidential & without obligation
One hour to understand your situation, identify the first avenues for optimisation and determine whether we are the right answer to your wealth objectives. In person or by video call. Book your slot directly below.
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