ASTERALE advises residents and professionals of Cachan on the management of their wealth. Based in Arcueil (the neighbouring town), our firm is just minutes from Cachan via the RD920 or the RER B. We serve a discerning clientele: academics and researchers from ENS Paris-Saclay and École Centrale, liberal professionals, senior executives and business owners whose total assets exceed €500,000.
Cachan is home to a highly qualified, asset-rich population: families owning detached houses (the La Plaine neighbourhood, the town centre, the Coteau district), executives working in Paris or the southern Paris area, academics and university staff (ENS, Centrale), and liberal professionals. The prevailing wealth needs: tax optimisation (TMI — marginal tax rate — of 30-41%), succession, real estate structuring (family SCI, buy-to-let investment) and retirement planning.
Catherine, 56, a tenured professor and researcher at ENS Paris-Saclay, married to Philippe (a senior executive), with three children at university. Assets: a house in Cachan (€780,000), a second home in Normandy (€320,000), joint life insurance (€290,000), PER (€110,000). Objective: prepare for retirement within 7 years and pass wealth on equally to the children. ASTERALE implemented: additional contributions to the PER (tax saving of €14,000/year), a shared gift with ownership splitting (démembrement) of the second home, and a repositioning of the life insurance. Projected tax and estate saving: €280,000.
Our office in Arcueil is 5 minutes from Cachan. Home visits available.
With no ties to any bank or insurer, our recommendations are guided strictly by your best interests.
Financial assets, real estate, tax, succession, retirement, protection: a global view of your wealth.
Madelin, PER for TNS (self-employed), SELARL, EURL: we master the specifics of independent professionals.
Life insurance, PER, PEA, capitalisation contracts, securities accounts, discretionary management.
SCPI, LMNP, Malraux, Déficit foncier, bare ownership, Monuments historiques.
Income tax, IFI (wealth tax), capital gains, family holding companies, apport-cession 150-0 B ter, pacte Dutreil.
PER, Madelin, article 83, TNS protection insurance, spouse protection, supplementary schemes.
Gifts, ownership splitting (démembrement), pacte Dutreil, life insurance for estate planning.
Executive remuneration, business sale, holding structures, OBO, corporate cash management.
Yes, we come to your home, in the La Plaine, Coteau and town-centre neighbourhoods or near the Arcueil-Cachan RER B station.
€500,000 in total assets as a minimum, with no upper limit.
No, it is complimentary (1 hour) and allows us to assess whether an engagement would add value.
Yes, we systematically coordinate with notaries in Cachan, Arcueil or Paris to ensure a coherent overall wealth strategy.
Wealth management adviser · Founder of ASTERALE
An open-architecture firm in Arcueil & Paris — bespoke guidance for private clients and business owners with assets of €500,000 or more. A global approach to wealth, tax engineering, and a rigorous selection of the finest investment vehicles.
One hour to understand your situation, identify the first optimisation opportunities and determine whether we are the right answer to your wealth objectives. In person or by video call. Book your slot directly below.
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