ASTERALE advises private clients and business owners in Villejuif on the management of their wealth from its office in Arcueil. Our approach: 360° wealth architecture, tax optimisation, and complete open architecture in the selection of investment vehicles. Villejuif is notably home to the institut Gustave-Roussy, several corporate headquarters and a dynamic population of executives and independent professionals.
Villejuif is characterised by a strong presence of healthcare professionals (institut Gustave-Roussy, hôpital Paul-Brousse), executives working in Paris, and property investors (the town is seeing a sharp rise in property values with the arrival of the Grand Paris Express). The key issues: tax optimisation, buy-to-let property investment (LMNP, déficit foncier — the French rental-deficit scheme), retirement planning and succession.
Pierre, 50, a senior executive at an industrial group, owns his main residence in Villejuif (€520,000) and two rental studios (€320,000 in total). Income of €145,000/year, TMI (marginal tax bracket) of 41%. Rental income of €24,000/year. ASTERALE structured: a switch to the LMNP actual-expenses regime (depreciation neutralises the tax charge), renovation works generating a déficit foncier on the conventionally let studio, and a savings plan through a PER. Annual tax saving: €11,000.
We know the southern Paris market and the wealth impact of the Grand Paris Express on Villejuif.
Well-established tax strategies for landlords.
Our office is 7 minutes away, and we can meet you at your home.
No capital ties to any bank.
Life insurance, PER, PEA, capitalisation contracts, securities accounts, discretionary management.
SCPI, LMNP, Malraux, déficit foncier, bare ownership, Monuments historiques.
Income tax, IFI, capital gains, family holding companies, contribution-sale structures, Dutreil pacts.
PER, Madelin, article 83, TNS protection insurance, spouse protection, supplementary cover.
Gifts, ownership splitting (démembrement), Dutreil pacts, life insurance for estate planning.
Executive remuneration, business sales, holding companies, OBO, corporate cash management.
Yes, it is one of our areas of expertise: structuring, accounting, optimisation and ongoing monitoring.
Yes, the arrival of metro lines 14 and 15 in Villejuif is reshaping property values: we factor these prospects into our recommendations.
We individually advise several physicians and researchers from the institute.
Wealth management adviser · Founder of ASTERALE
An open-architecture firm in Arcueil & Paris — bespoke advice for high-net-worth individuals and business owners from €500,000 in assets. A holistic approach to wealth, tax engineering, and rigorous selection of the best investment vehicles.
One hour to understand your situation, identify the first optimisation opportunities and determine whether we are the right answer to your wealth objectives. In person or by video call. Book your slot directly below.
Widget not loading? Open Calendly in a new tab