The 3rd arrondissement — northern Marais, Temple, République — is a hub of Parisian entrepreneurship and creativity: galleries, fashion, design, tech, artisan food, and the liberal professions. ASTERALE serves this clientele with a bespoke approach, combining rigorous wealth planning with a keen understanding of unconventional entrepreneurial models.
The 3rd arrondissement attracts a very distinctive working population: entrepreneurs (fashion, tech, food, design), creatives (architects, designers, agencies), legal and consulting professionals, and young liberal professionals. Wealth here is often being built rapidly, with clear structuring needs: holding companies for entrepreneurs, tax optimisation of high BNC or BIC income (French professional income regimes), a first property investment, succession planning.
Lucie & Marc, 38 and 40, founders of a sustainable ready-to-wear brand (€6M revenue, growing), one child. Assets: an apartment in Paris 3rd arrondissement (€890,000), shares in the company (valued at €3.5M), €180,000 in savings. ASTERALE implemented: creation of a family holding company to receive dividends almost tax-free (régime mère-fille, the French parent-subsidiary regime), PER contributions, a first investment in SCPI under ownership splitting (démembrement). Tax optimisation and accelerated capital growth.
Holding companies, régime mère-fille, apport-cession, BSPCE: we advise founders from incorporation through to exit.
No jargon, actionable advice, a fully quantified action plan.
No in-house products to push.
Offices in Arcueil, 20 minutes by public transport.
Life insurance, PER, PEA, capitalisation contracts, securities accounts, discretionary management.
SCPI, LMNP, Malraux, Déficit foncier, bare ownership, Monuments historiques.
Income tax, IFI, capital gains, family holding companies, apport-cession, pacte Dutreil.
PER, Madelin, article 83, TNS protection cover, spouse protection, supplementary schemes.
Gifts, ownership splitting (démembrement), pacte Dutreil, life insurance for estate planning.
Executive remuneration, business sale, holding companies, OBO, corporate cash management.
Yes, ideally within 2-3 years of incorporation, before the company's valuation makes wealth-structuring operations more complex.
Yes, this is a frequent situation. We optimise your position jointly.
The first meeting is free of charge. A full wealth review is quoted according to complexity (typically €1,500-3,500).
Wealth management adviser · Founder of ASTERALE
Open-architecture firm in Arcueil & Paris — bespoke advice for private clients and business owners with assets from €500,000. Holistic wealth planning, tax engineering, rigorous selection of the finest investment vehicles.
One hour to understand your situation, identify initial optimisation opportunities and determine whether we are the right answer to your wealth objectives. In person or by video call. Book your slot directly below.
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