Paris 14th
Wealth management adviser in Paris 14th
ASTERALE is a wealth management advisory firm based in Arcueil. We work in Paris 14th with business owners, professionals and families, from €250,000 of investable assets. Our Arcueil office is ten minutes away. We also see clients by video call, at our Paris 8th offices or at their home, by appointment.
The area
The 14th arrondissement is ten minutes from our office. It is home to executives and professionals, and to medical staff of the Sainte-Anne and Cochin hospitals. Teachers and researchers of the Cité universitaire and the Observatoire live here, as do long-settled families. Questions concern taxation, succession and retirement, and property investment in the Plaisance and Alésia districts.
Typical situation
A frequent case: a researcher at the Observatoire and her spouse, an executive, own their home in Alésia. They have recently received an inheritance and want to take time before deciding how to invest it. We first separate precautionary savings, medium-term projects and the long term. We then choose the wrappers suited to each.
A typical situation, drawn from anonymised files. Every real situation is different.
Areas of advice
Wealth review
An inventory of assets, companies, debts, contracts and beneficiary clauses, before any recommendation.
Investments
Choice of wrappers and investments on an open-architecture basis: life insurance, PER, PEA, securities accounts, unlisted assets.
Property
Main residence, rental investment, split ownership, SCI property companies, financing and refinancing.
Tax
Income tax, capital gains, IFI, analysis over several years, working with your tax lawyer and your accountant.
Retirement and protection
PER, employee savings, protection cover, spouse protection.
Estate transfer and business
Gifts, split ownership, life insurance, Dutreil pact, holding company, executive pay, sale of a business.
Method
Every engagement follows four stages, from the initial review to ongoing follow-up.
Wealth review
We list your assets, your income and your family and tax situation, then identify the points to address.
Recommendations
We give you a written report that sets out the reasons for each recommendation in light of your objectives.
Implementation
We select the contracts and investments, then arrange the subscriptions with the institutions concerned.
Follow-up
A review takes place every year, and whenever your situation changes significantly.
Questions
- What minimum amount do you work with in Paris 14th?
From €250,000 of investable assets. We work with a limited number of clients over the long term.
- Are you tied to a bank or an insurer?
No. We select solutions from across the market. We receive commissions (rétrocessions) from asset managers and insurers, the details of which are given to you before any subscription.
- Where do meetings take place?
At our Arcueil office, at our Paris 8th offices, at your home or by video call, by appointment, in French or in English. The first meeting lasts about an hour and is free of charge.
- How is the firm paid?
Through study and follow-up fees, set out in an engagement letter signed before any work. On the solutions subscribed, we also receive commissions from asset managers and insurers, detailed before subscription in the client information document.
Appointments
The first meeting, which lasts about an hour, is free of charge.
- Place
- By video call, in Arcueil, at our Paris 8th offices or at your home, by appointment
- Telephone
- +33 6 28 54 13 74