ASTERALE advises high-net-worth individuals, senior executives and business owners in Montrouge from its Arcueil office, just 10 minutes away by car. Our approach: 360° wealth advice, complete open architecture, and rigorous selection of investment vehicles. Montrouge is notably home to the head office of Crédit Agricole and to many high-value-added service companies.
Montrouge is one of the most sought-after communes in the southern Paris area, with a high concentration of senior executives working in services (Crédit Agricole, corporate head offices, consulting), entrepreneurs and independent professionals. Its very tight property market reflects an affluent population. The key wealth issues: optimising high incomes, succession, real estate investment and early retirement.
Hervé, 54, head of a business unit at a major banking group, married, two children at business school. Income: €380,000/year (45% TMI marginal tax bracket), wealth of €2.1M including a Montrouge apartment (€920,000), a second home (€480,000), life insurance (€380,000), a PER retirement plan (€110,000) and employee savings. ASTERALE implemented: PER contributions up to the ceiling (saving €36,000/year), the purchase of a building under the LMNP regime, and estate planning through multi-beneficiary life insurance. Tax savings plus an optimised succession.
Stock options, RSU, BSPCE, supplementary executive pensions, employee savings plans: we optimise every component of your compensation.
Just 10 minutes by car from Arcueil.
No in-house products and no sales pressure.
For assets of €1M and above, multi-generational guidance.
Life insurance, PER, PEA, capitalisation contracts, securities accounts, discretionary management.
SCPI, LMNP, Malraux, Déficit foncier, bare ownership, Monuments historiques.
Income tax, IFI (wealth tax), capital gains, family holding companies, apport-cession, pacte Dutreil.
PER, Madelin, article 83, protection insurance for TNS, spouse protection, supplementary cover.
Gifting, ownership splitting (démembrement), pacte Dutreil, life insurance for estate planning.
Executive compensation, business sale, holding structures, OBO, corporate cash management.
Yes, to your home or office, in every neighbourhood (centre, Jean-Jaurès, République, Plateau).
Yes — tax optimisation of exercise and sale, with multi-year planning.
Yes, and with those of the neighbouring 14th arrondissement of Paris if your assets are held there.
Wealth management adviser · Founder of ASTERALE
Open-architecture firm in Arcueil & Paris — bespoke guidance for high-net-worth individuals and business owners from €500,000 in assets. A holistic approach to wealth, tax engineering, and rigorous selection of the finest investment vehicles.
One hour to understand your situation, identify initial avenues for optimisation and determine whether we are the right answer to your wealth objectives. In person or by video call. Book your slot directly below.
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