Levallois-Perret — a major economic hub of the 92 département and the third most densely populated city in Europe — is home to a dynamic wealth clientele: executives of the corporate headquarters based in the city (L'Oréal, Saint-Gobain, Cetelem, Generali France, Alstom Transport, Capgemini, Orange Business Services), senior executives in finance, marketing and industry, owners of small and mid-sized businesses in the services sector, and liberal professionals (doctors, lawyers, chartered accountants). The wealth issues here combine deferred compensation (stock options, RSU, BSA), post-sale business structuring, and retirement planning for business owners. ASTERALE serves this clientele with a comprehensive, open-architecture wealth management approach.
Levallois-Perret hosts the headquarters of several French and international groups. Our local clientele consists mainly of: executives and senior managers of the corporate headquarters (L'Oréal, Saint-Gobain, Cetelem-BNP Paribas, Generali, Alstom Transport, Capgemini Engineering, Orange Business Services), entrepreneurs and founders of growing small and mid-sized businesses in the services sector, well-established liberal professionals (specialist physicians, business lawyers, chartered accountants) building their wealth, and families of executives and business owners settled on the northern side of the Anatole-France district. Key issues: owner compensation (choosing between SAS, SARL and EURL structures), stock options and free share awards, Madelin/PER retirement plans, structuring a family holding company, preparing a business sale, and income tax optimisation.
Hélène, 51, group marketing director at L'Oréal Levallois, married with two teenage children. Her husband is a self-employed specialist physician. The couple's estate: a 130 m² apartment on rue Anatole-France (€1.8M), a second home in Normandy (€550k), life insurance (€480k), employee savings and a PER (€320k), free shares vesting (valued at €600k), securities accounts and cash (€220k). Total: €4M. Objectives: optimise the taxation of the free-share vesting expected within 18 months, prepare for retirement (planned at 60), and structure the transfer of wealth. ASTERALE put in place: a PER under article 154 bis for the self-employed husband (maximum deduction), a Luxembourg life insurance policy for diversification, European SCPI (European property-deficit relief for Hélène), a family holding company subject to corporate tax to prepare for future share sales, and a temporary gift of usufruct on SCPI in favour of her parents. Projected savings over 10 years: -€380k.
We deliver a comprehensive wealth management approach (a global view, multi-disciplinary expertise, long-term support) without the conflicts of interest of a private bank.
Ownership splitting (démembrement), pledging, temporary gifts of usufruct, property holding companies: we master every lever of IFI (wealth tax) optimisation.
A boutique firm, professional secrecy as a regulated financial adviser, personalised service: your wealth remains strictly confidential.
We work hand in hand with your notary, tax lawyer and chartered accountant. Our role is that of conductor of your wealth strategy.
Life insurance, PER, PEA, capitalisation contracts, securities accounts, discretionary management.
SCPI, LMNP, Malraux, property deficit schemes, bare ownership, historic monuments.
Income tax, IFI, capital gains, family holding companies, apport-cession, pacte Dutreil.
PER, Madelin, article 83, protection insurance for TNS (self-employed), spouse protection, supplementary cover.
Gifts, ownership splitting (démembrement), pacte Dutreil, life insurance for estate planning.
Owner compensation, business sales, holding companies, OBO, corporate cash management.
Yes, several of our clients are senior executives of the groups based in Levallois. We master the mechanisms specific to mid-caps and large groups: free share awards, RSU, stock options, BSA, article 39 supplementary pensions, international mobility, LTI plans.
We analyse the salary-versus-dividends trade-off according to your legal structure (SAS, SARL, EURL), your TMI (marginal tax rate), your age and your objectives. We compare the overall costs (social charges, corporate tax, income tax, social levies) and, where appropriate, structure a family holding company to optimise your exit.
Yes, we work regularly with notaries in Levallois (rue du Président-Wilson, Anatole-France) and neighbouring towns. On request, we recommend specialised notaries according to the nature of your situation.
At our Arcueil office (35 minutes by car / 45 minutes by metro with one change), at your home or office in Levallois, or by video call. One hour, free of charge, strictly confidential.
Yes, this is the heart of our clientele. We regularly advise senior executives and liberal professionals in Levallois with this type of profile. We coordinate your strategy over 5 to 15 years: annual tax optimisation, wealth structuring, succession, retirement.
Wealth management adviser · Founder of ASTERALE
Open-architecture firm in Arcueil & Paris — bespoke advice for private clients and business owners from €500,000 in assets. Comprehensive wealth management approach, tax engineering, rigorous selection of the best investment vehicles.
One hour to understand your situation, identify initial optimisation opportunities and determine whether we are the right answer to your wealth objectives. In person or by video call. Book your slot directly below.
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