Boulogne-Billancourt — the most populous city in the Hauts-de-Seine department — is home to a dual wealth clientele: established affluent families (often for several generations in Marcel-Sembat, Jean-Jaurès and Parchamp-Albert-Kahn) and executives & senior managers of the major groups headquartered in the city (Renault on the Île Seguin, Groupe TF1, Canal+, Carrefour, Groupe Bel, Aviva France). The Trapèze district, a former industrial site turned premium business hub, also attracts tech founders and prestigious independent professionals. ASTERALE serves this clientele with a comprehensive, open-architecture approach to wealth.
Boulogne-Billancourt has one of the highest average levels of wealth in the 92. Its population is characterised by: multi-generational affluent families (Haussmann apartments of 120-220 m² in Parchamp, private mansions in Albert-Kahn), executives of the locally headquartered groups (Renault, TF1, Canal+, Carrefour, Groupe Bel, Solocal) with stock options and share plans to structure, senior executives in finance and industry with deferred compensation (RSU, free shares), and independent professionals (doctors, lawyers from the neighbouring La Défense business district). Key concerns: IFI (wealth tax) optimisation, managing stock options and free shares, succession, structuring a family holding company after a business sale, and article 39 supplementary executive pensions.
Philippe, 56, chief executive of a subsidiary of a listed group based in Boulogne, married, two children at university. Assets: a 180 m² apartment in Parchamp (€3.2M), a second home in La Baule (€1.4M), a free-share plan currently vesting (valued at €1.8M), life insurance (€650k), employee savings (€320k), cash (€180k). Total: €7.5M. Objectives: optimise the taxation of the free shares at vesting, prepare a partial sale within 3 years (targeting the 30% flat tax), structure the succession, and reduce IFI (€32k/year). ASTERALE put in place: a family holding company subject to corporate tax with a share-for-share contribution under apport-cession 150-0 B ter (tax deferral regime), a Luxembourg life insurance policy for currency diversification, temporary ownership splitting (démembrement) on SCPI holdings, and a family pacte Dutreil on the holding company. Estimated savings over 10 years: -€2.3M across income tax, IFI and inheritance tax.
We offer a comprehensive approach to wealth (full-picture perspective, multi-disciplinary expertise, long-term partnership) without the conflicts of interest of a private bank.
Ownership splitting (démembrement), pledging, temporary gifts of usufruct, real estate holding companies: we master every lever of IFI optimisation.
A boutique firm, professional secrecy as a licensed financial adviser (CIF), personalised service: your wealth remains strictly confidential.
We work hand in hand with your notary, tax lawyer and accountant. Our role is that of conductor of your wealth strategy.
Life insurance, PER (retirement savings plan), PEA, capitalisation contracts, securities accounts, discretionary management.
SCPI, LMNP, Malraux, Déficit foncier, bare ownership, Monuments historiques.
Income tax, IFI, capital gains, family holding companies, apport-cession, pacte Dutreil.
PER, Madelin, article 83, protection cover for TNS (self-employed), spousal protection, supplementary plans.
Gifts, ownership splitting (démembrement), pacte Dutreil, life insurance for succession planning.
Executive compensation, business sales, holding companies, OBO, corporate treasury.
Yes, several of our clients are senior managers or heads of subsidiaries of groups headquartered in Boulogne. We master the specific mechanics involved: free shares, RSU, option plans, warrants, article 39 supplementary executive pensions, and the taxation of management packages.
Yes. We calculate the full tax impact (free-share vesting + sale), optimise the timing (30% flat tax vs progressive scale), and where appropriate structure a family holding company to benefit from the tax deferral on sale (apport-cession 150-0 B ter).
Yes, we work regularly with notaries across the 92, in particular those based in Boulogne (Grand-Rue, Parchamp). On request, we recommend trusted notaries suited to the complexity of your wealth situation.
At our Arcueil office (20 minutes away), at your home in Boulogne, or by video call, whichever you prefer. One hour, free of charge, strictly confidential. We adapt the format to your availability.
Yes. Several of our clients in Boulogne have estates of between €5M and €20M, often with stock options or free shares still vesting. We coordinate with your human resources department, your tax lawyer and your notary to optimise the sale timeline and the structuring of your wealth.
Wealth management adviser · Founder of ASTERALE
Open-architecture firm in Arcueil & Paris — bespoke advice for private clients and business owners from €500,000 in assets. A comprehensive approach to wealth, tax engineering, and rigorous selection of the finest investment vehicles.
One hour to understand your situation, identify initial avenues for optimisation and determine whether we are the right answer to your wealth objectives. In person or by video call. Book your slot directly below.
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