The 8th arrondissement is the heart of Parisian business and prestige: Triangle d'Or (avenue Montaigne, avenue George V, Champs-Élysées), Madeleine, Saint-Lazare, Faubourg Saint-Honoré, parc Monceau. It concentrates a unique density of corporate headquarters, private wealth firms, executives of international groups and premium estates. ASTERALE serves this clientele with a comprehensive, open-architecture private wealth approach, from €500,000 in total assets.
The 8th arrondissement is home to one of Europe's highest concentrations of wealth and decision-making centres: group executives (CAC 40, international mid-caps, family holdings), luxury and finance professionals (couture houses, jewellery, private banking, wealth firms, funds), heirs to prime real estate (hôtels particuliers around parc Monceau and the Faubourg Saint-Honoré), expatriates and French tax residents with international activities. The challenges: IFI optimisation on substantial property portfolios, preparing and executing business sales, inter-generational succession, international structuring, off-market access to exceptional real estate.
Henri, 61, chairman of a family-owned industrial group (€210M revenue, 380 employees in France and abroad), married, three adult children, one of whom works in the group. Total wealth of €38M: apartment on Avenue Montaigne (€9.4M), residence in Cap-Ferrat (€4.6M), group shares (€21M), financial portfolio (€2.5M), life insurance (€1.8M). Annual IFI: €215,000. Objective: sell part of the group to a fund within 18-24 months, pass 50% to the children, optimise IFI and overall taxation. ASTERALE coordinated with his tax lawyer and his private bank: (1) creation of a family holding company with apport-cession 150-0 B ter, (2) pacte Dutreil with ownership splitting (démembrement) in favour of the children (-75% of taxable base), (3) Lombard lending secured on the main residence to partially exit IFI, (4) repositioning of the life insurance with a split beneficiary clause. Projected consolidated savings over 10 years: -€12.5M across IFI, sale and succession.
We offer the comprehensive wealth approach (holistic view, multi-disciplinary expertise, long-term relationship) without the product-driven conflicts of interest of a private bank, nor the entry thresholds (€5-10M) of traditional wealth firms.
Apport-cession 150-0 B ter, pacte Dutreil with ownership splitting (démembrement), family holding company, OBO, post-sale reinvestment plan: we master the entire process, upstream and downstream.
Ownership splitting (démembrement), temporary gift of usufruct, secured Lombard lending, property holding company, business assets: we deploy every lever for estates with a strong real estate component.
Hôtel particulier, prestige property, exceptional apartment, hotel project: through our network of premium agents and partner private wealth firms, we access opportunities that are never publicly listed.
For executives with cross-border activities, returning expatriates or French tax residents with international assets, we coordinate with a network of specialist tax lawyers (UK, USA, Switzerland, Belgium, Monaco).
A human-scale firm, CIF professional secrecy, personalised handling. No public disclosure of client matters. NDA available for sensitive transactions (business sale, inheritance, off-market).
Luxembourg life insurance, corporate capitalisation contract, PER, PEA, dedicated discretionary management, private equity.
Selected SCPI, ownership splitting (démembrement), bare ownership, historic monuments, premium off-market.
Apport-cession 150-0 B ter, family holding company, reinvestment plan, post-sale optimisation.
Pacte Dutreil, ownership splitting (démembrement), estate-planning life insurance, donation-partage, family foundation.
Ownership splitting (démembrement), Lombard lending, temporary gift of usufruct, business assets.
Stock options, RSU, retraite chapeau, article 83, BSPCE, salary vs dividends.
A comprehensive, open-architecture approach, distinct from a private bank: we freely select the best investment vehicles, structure holdings and SCI companies, coordinate business sales (apport-cession 150-0 B ter), successions (pacte Dutreil) and IFI optimisations. For substantial estates, we also coordinate off-market transactions in prime real estate.
Yes. We advise French executives of international groups who are French tax residents on optimising their compensation (stock options, RSU, retraite chapeau — supplementary executive pension), structuring their personal wealth, and preparing their succession. We coordinate with their tax lawyers and private banks.
Yes, for French tax residents with assets or interests abroad, and for expatriates preparing their return. We work with a network of cross-border tax lawyers and specialist notaries. Frequent topics: withholding tax, exit tax, bilateral tax treaties, donation-partage (lifetime gift and division) of shares.
Yes, through our off-market network of premium agents and partner private wealth firms. We coordinate the search, the structuring of the acquisition (SCI subject to corporate tax, ownership splitting (démembrement), holding company), the financing (Lombard lending, mortgage) and the overall tax optimisation. See our dedicated Off-market section.
A multi-family private wealth firm in the 8th arrondissement typically charges 0.5 to 1% of assets under mandate (minimum €5 to €10 million). ASTERALE offers a comprehensive wealth approach accessible from €500,000, with mixed remuneration (advisory fees + transparent retrocessions) and no product-driven conflict of interest.
Wealth management adviser · Founder of ASTERALE
Open-architecture firm in Arcueil & Paris — bespoke guidance for wealthy individuals and business owners from €500,000 in assets. Comprehensive wealth approach, tax structuring, rigorous selection of the best investment vehicles.
One hour to understand your situation, identify the first optimisation avenues and determine whether we are the right answer to your wealth objectives. In person or by video call. Book your slot directly below.
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