The 1st arrondissement — Louvre, Tuileries, Vendôme, Châtelet, Les Halles — is home to a demanding international and local wealth clientele: business owners, luxury-industry professionals, heirs, and expatriates who are French tax residents. ASTERALE serves this clientele with a comprehensive, open-architecture approach to wealth planning, from €500,000 in total assets.
The 1st is an arrondissement of exceptionally high wealth: prestige real estate (primary residences and pieds-à-terre), business owners and entrepreneurs (head offices on Place Vendôme, Rue de Rivoli, the luxury sector), and expatriates with French tax residency. The key issues: IFI (wealth tax) optimisation on real estate holdings, international succession, structuring through an SCI or holding company, and selection of premium investment vehicles.
Andrea, 58, heads a couture house (€50M revenue), French, tax resident in France. Assets: an apartment on Place Vendôme (€4.8M), a residence in Cap Ferret (€1.9M), shares in the couture house (€4.5M), and a financial portfolio (€1.2M). Her goal: a gradual transfer of wealth to the next generation. ASTERALE coordinated: a family holding company, a pacte Dutreil combined with ownership splitting (démembrement), IFI optimisation through a pledged Lombard loan, and dedicated discretionary management. Projected tax and estate savings: -€2.3M over 10 years.
A comprehensive, multi-disciplinary approach to wealth planning without the flat-fee billing of large institutions.
Holding companies, Dutreil, ownership splitting (démembrement), IFI: full command of HNW levers.
A boutique firm, professional secrecy, personalised service.
For French tax residents with assets or ties abroad.
Life insurance, PER, PEA, capitalisation contracts, securities accounts, discretionary management.
SCPI, LMNP, Malraux, Déficit foncier, bare ownership, Monuments historiques.
Income tax, IFI, capital gains, family holding company, apport-cession, pacte Dutreil.
PER, Madelin, article 83, TNS protection insurance, spouse protection, supplementary cover.
Gifts, ownership splitting (démembrement), pacte Dutreil, life insurance for estate planning.
Executive remuneration, business sale, holding companies, OBO, corporate treasury.
Yes, for French tax residents with assets abroad, in coordination with cross-border tax lawyers.
Yes: upstream preparation (apport-cession, valuation), structuring of the sale, and investment of the sale proceeds.
Yes, in liaison with Christie's, Sotheby's and Drouot for works of art held within the estate.
Wealth management adviser · Founder of ASTERALE
An open-architecture firm in Arcueil & Paris — bespoke guidance for private clients and business owners from €500,000 in assets. A comprehensive approach to wealth planning, tax engineering, and rigorous selection of the finest investment vehicles.
One hour to understand your situation, identify initial avenues for optimisation and determine whether we are the right answer to your wealth planning needs. In person or by video call. Book your slot directly below.
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