The 13th arrondissement, in the midst of a transformation around the Bibliothèque, Tolbiac, Station F and Place d'Italie, is home to a population blending tech entrepreneurs, medical professionals (Pitié-Salpêtrière), executives and established families. ASTERALE serves this clientele from Arcueil, 10 minutes away by RER B or by car.
The 13th brings together several profiles: tech entrepreneurs and executives (Station F, the digital library district), medical professionals (Pitié-Salpêtrière, Cochin), academics and researchers (BNF, INALCO), and rental-property owners (the Asie neighbourhood, the Chinese quarter). The key issues: optimising high incomes, real estate investment (LMNP, property deficit schemes), retirement planning, succession.
Vincent, 46, specialist physician at the Pitié-Salpêtrière plus a private practice in the Paris 13th arrondissement, married, two children. Mixed income: €220,000/year. Assets: an apartment in the 13th (€740,000), a rental studio in the 14th (€310,000), Madelin (€90,000), life insurance (€160,000). ASTERALE structured: a switch to the LMNP actual-expense regime on the studio, maximum Madelin contributions, an SCPI purchase through ownership splitting (démembrement). Tax savings of €13,000/year and long-term retirement optimisation.
Direct link Arcueil-Cachan → Cité Universitaire / Saint-Michel.
Hospital-university physicians, private-practice doctors, mixed statuses.
BSPCE (founder share warrants), stock options, fundraising rounds.
Advice free of any capital ties.
Life insurance, PER, PEA, capitalisation contracts, securities accounts, discretionary management.
SCPI, LMNP, Malraux, property deficit schemes, bare ownership, Monuments Historiques.
Income tax, IFI (wealth tax), capital gains, family holding companies, contribution-sale structures, pacte Dutreil.
PER, Madelin, article 83, TNS protection insurance, spouse protection, supplementary cover.
Gifting, ownership splitting (démembrement), pacte Dutreil, life insurance for estate planning.
Executive remuneration, business sale, holding structures, OBO, corporate treasury.
Yes, to your home or office (Tolbiac, Place d'Italie, Olympiades, Bibliothèque, Glacière).
Yes — mixed salaried and private-practice statuses, Madelin, SELARL.
Yes, from €500,000 in total wealth or in capitalisation projected over 5 years.
Wealth management adviser · Founder of ASTERALE
Open-architecture firm in Arcueil & Paris — bespoke guidance for private clients and business owners from €500,000 in assets. A holistic wealth approach, tax engineering, and rigorous selection of the finest investment vehicles.
One hour to understand your situation, identify the first avenues for optimisation and determine whether we are the right answer to your wealth objectives. In person or by video call. Book your slot directly below.
Widget not loading? Open Calendly in a new tab