A wealth management adviser is an expert who advises and assists companies or individuals in managing their assets. They have a high level of expertise in many areas, such as taxation, legal aspects, real estate and investments.

Some of the advisor's tasks :

• Développer et mettre en œuvre une stratégie d’investissement : Developing and implementing an investment strategy
• Presenting opportunities to customers : It can suggest various investment options, such as buying shares, life insurance, retirement savings, rental property, etc.
• Legal and tax advice : It provides precise, up-to-date information on the relevant tax laws and regulations. If you do not have the information you can consult a tax lawyer or notary.
• Retirement planning : He helps his clients plan for retirement, taking into account their current and future income, as well as their life goals.

Appointment :

A wealth audit is the key moment when all the information must be provided to ensure that the advice given is of the highest quality. It is essential that both parties are on the same wavelength, so that this meeting becomes the start of a long-term relationship and tailor-made support.

During this meeting, the advisor will discover your family, professional, asset and tax situation. Thoroughness and precision are essential if you are to benefit from the best wealth strategy for your situation.

Once your wealth assessment has been drawn up, we'll have an in-depth discussion about your objectives and your short-, medium- and long-term life plans, as well as your desires, needs and appetites. The subjects of retirement, family protection, inheritance, children's savings and taxation will be discussed. Real estate projects and any medium- and long-term plans will be discussed in detail: is there a need for additional income or cash flow? The adviser will put these concrete objectives on paper; precise, measurable and time-bound.

The interview will end by determining your investor profile. This can be secure, cautious, balanced, dynamic, dynamic+, offensive or offensive +. On the basis of this last point, the adviser will be able to draw up a wealth strategy tailored to your profile.

In addition, you may be asked to contact your other advisers: tax lawyers, chartered accountants, solicitors, etc. The aim is to analyse your situation from all angles without omitting any part of it that could render the advice given null and void, and not to break up an already functional strategy.

Analyse :

Analysis of your situation following the wealth management meeting, including a financial, legal and inheritance study and a review of your objectives.

Recommendation  :

Following an analysis of your assets and liabilities, your advisor will present you with tailor-made solutions that are adapted to your financial objectives and needs, as well as your savings capacity. He or she will adapt each of the products to help you achieve your objectives under optimum conditions.

Support :

Finally, you'll benefit from long-term support to consolidate and secure your assets: monitoring of the transaction and management actions, help with tax returns, asset updates, diversification of investment vehicles, etc.